123 North College Avenue, Suite 160, Fort Collins, CO 80524
3 Convenient Locations:Ft.Collins | Greeley | Longmont
Hoggatt Law Office, P.C.

Request a Free Consultation | No Upfront FeesSe Habla Español

970-225-2190 | 
1-800-664-3151

Subscribe to this list via RSS Blog posts tagged in auto insurance

Larimer County personal injury attorney car accident

Everyone hopes to avoid being injured in a car accident, but in the unfortunate event that it does happen, one would hope that the other driver’s insurance would at least cover medical bills for any injuries he or she causes. However, recent statistics show that 13 percent of Colorado drivers are uninsured, and many more have policies with the state’s minimum required bodily injury coverage of $25,000 per person injured and $50,000 total, which may be insufficient in cases of severe injuries that result in long-lasting consequences. That is why it is important to seek professional legal advice after being involved in any type of vehicle collision. 

Steps to Take After a Crash

If you are injured by an uninsured or underinsured driver, you may feel stress, fear, and uncertainty as to how to proceed, but fortunately, there are a few things that you can do to protect yourself even in this difficult situation. Follow these four tips for ensuring that you receive adequate compensation:

...

Larimer County auto accident attorney

If you have been in a car accident there are a variety of steps you should take to protect yourself in the immediate aftermath. You must first seek emergency medical attention if necessary, then report the accident and exchange insurance information with the other driver. You may be wondering what to do next if your vehicle is significantly damaged. The window of time after an accident can be stressful, but taking the right steps during this time can ensure that you are properly compensated for property damage, as well as any injuries you suffered in the collision. By receiving legal assistance from a personal injury attorney, you can be sure that you will be properly compensated for all of your damages.

What Are Colorado’s Total Loss Laws?

“Totaling” or “totaled” are words that often get used as slang for vehicles that are not functional or are undrivable, but drivers may not understand what these terms actually mean. To "total" a car means to declare it a total loss, which dictates how you and your auto insurance provider will move forward. A car does not have to be a complete wreck to be totaled. Instead, the cost of repairs must exceed a certain threshold, which may differ from state to state. In Colorado, that threshold is 100 percent. That is, Colorado legally requires insurers to declare a vehicle a total loss if the estimated repair costs would exceed the market value of that vehicle.  

...

Larimer County car accident attorney

Every driver in Colorado is required to carry car insurance in case of an accident. If you or a family member are involved in a vehicle collision, it can be difficult to maintain a clear mind and understand exactly what your policy covers. Most policies function similarly, so the guidelines here will likely apply to you in many ways. However, even when you have a general understanding of your auto insurance policy and relative confidence in determining what the other party’s policy covers in an accident, it is imperative that you obtain sound legal advice from a personal injury lawyer to protect your rights.

Legal Aid When Seeking Damages

Before diving into what your and another driver’s insurance policies cover in a crash, it is important to understand how vital legal guidance can be after you or your loved one are involved in a car accident. In many cases, determining which driver is at fault is not that simple. A police report might not accurately describe what happened, or there may be other mitigating circumstances, like a nearby construction zone. Even if there were just minor injuries and vehicle damage, a skilled attorney can help you establish liability for the collision, and they can negotiate with insurance companies and help make sure that you receive the compensation you need and deserve. That is why it is essential that you contact an attorney first before talking to any insurance company, including your own. 

...
Martindale Hubbell Elite Lawyer best car accident attorneys in fort collins expertise Martindale Hubbell Colorado Bar Association American Association of Justice Colorado Trial Lawyers Association Larimer County Bar Association
Hoggatt Law Office, P.C.

970-225-2190 | 1-800-664-3151

123 North College Avenue, Suite 160,
Fort Collins, CO 80524

Greeley
3835 W. 10th Street
Greeley, Colorado 80634 |
970-460-2220
Longmont
353 Main Street, Suite A
Longmont, Colorado 80501 |
720-575-0509
Download Our App
Google Play Store
Back to Top