Any time you are traveling on the road, you run the risk of being involved in a car accident, and if your job requires you to drive on a regular basis, you may be at greater risk. If you are injured in a car accident while on the job, you may fear that your only options for compensation are a claim through your car or health insurance provider, or a personal injury lawsuit against another driver. Fortunately, this is usually not the case, as you can likely obtain recovery through your employer’s workers’ compensation policy.
Employees at Risk of Vehicle Collision Injuries
Many employees must regularly drive as part of their job responsibilities. Commercial truck and bus drivers may spend the most amount of time on the road, but delivery drivers, postal workers, and first responders including police officers, firefighters, and EMTs all drive frequently as well. The same may be true for employees of any business that provides a traveling service, as well as employees who simply run occasional work-related errands. Any employee who is injured in a car accident during the course of his or her workday may be eligible for workers’ compensation benefits, whether the accident was the fault of another driver or the employee him or herself.
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