123 North College Avenue, Suite 160, Fort Collins, CO 80524
3 Convenient Locations:Ft.Collins | Greeley | Longmont
Hoggatt Law Office, P.C.

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970-225-2190 | 
1-800-664-3151

Larimer County workers compensation attorney car accident

Any time you are traveling on the road, you run the risk of being involved in a car accident, and if your job requires you to drive on a regular basis, you may be at greater risk. If you are injured in a car accident while on the job, you may fear that your only options for compensation are a claim through your car or health insurance provider, or a personal injury lawsuit against another driver. Fortunately, this is usually not the case, as you can likely obtain recovery through your employer’s workers’ compensation policy.

Employees at Risk of Vehicle Collision Injuries 

Many employees must regularly drive as part of their job responsibilities. Commercial truck and bus drivers may spend the most amount of time on the road, but delivery drivers, postal workers, and first responders including police officers, firefighters, and EMTs all drive frequently as well. The same may be true for employees of any business that provides a traveling service, as well as employees who simply run occasional work-related errands. Any employee who is injured in a car accident during the course of his or her workday may be eligible for workers’ compensation benefits, whether the accident was the fault of another driver or the employee him or herself.

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Larimer County workplace injury attorney

The topic of unemployment, along with the benefits a worker may be entitled to after being laid off or furloughed, has been garnering increased media attention due to rising rates of unemployment and recent debate at the federal level. Although the spike of unemployment in the United States due to the COVID-19 pandemic has begun to decrease, the Bureau of Labor Statistics reported in June that the unemployment rate across most industries still more than doubles the rate of unemployment from the same time frame in years past. Given our current state of affairs in this country, it is important to consider how workers’ compensation may affect unemployed workers in Colorado.

Can I Receive Unemployment Benefits and Workers’ Comp Simultaneously?

This sudden rise in the rates of unemployment across the country has caused many families a lot of stress and worry, but how does this surge impact those currently receiving workers’ compensation? The number of nonfatal workplace accidents recorded in 2018 exceeded 900,000 according to the Insurance Information Institute (III). Even though the number is sure to be lower in 2020 due to higher than normal unemployment rates and quarantining practices, many people receiving workers’ compensation may find themselves also being displaced by the pandemic.

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Larimer County workplace injury attorney heatstroke

Summer is often regarded as the time of year when construction projects peak. Regardless of the type of project, orange barrels and caution cones will be a common sight across the country for the next several months. Although summertime may see many construction projects undertaken in earnest, it is also a time when outdoor workers and laborers face increased risks due to heat-related illnesses. According to Occupational Health & Safety (OH&S) magazine, “Productivity decreases by about one percent for every degree the temperature rises above 77 degrees Fahrenheit.” In sweltering 90 degree days, this can lead to substantial reductions in productivity, but also serious heat-related injuries for workers. In Colorado, most employers are required to carry workers’ compensation insurance in the event of a workplace accident. 

What Is Heat Stress?

Extended periods of time in a hot and sunny environment can lead to serious heat-related injuries, which may be exacerbated by heavy gear and equipment, manual labor, lack of airflow, lack of water, and more. Heat-related injuries can range from heat rash to the possibly lethal heatstroke, or sunstroke as it is sometimes called. Between these two lies a variety of other potentially dangerous conditions, and somewhere in the middle of the spectrum lies “heat stress.” Although heat stress itself is an umbrella term for several heat-related injuries, heat stress injuries share many symptoms. 

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Larimer County workers compensation attorney disability

Although Colorado Governor Jared Polis’ “Stay At Home” order officially expired on April 26, many counties and cities in the state have continued to observe restrictions on business in an effort to limit the spread of coronavirus. For many Coloradoans, the return to normalcy will be a much longer time in coming as the Colorado Public Radio reports the COVID-19 pandemic “has erased one in 10 jobs in Colorado.” As heavily affected industries—such as restaurants, construction, and public works—begin to operate again and resume their projects, it may be more important than ever to be vigilant about safety. Workplace accidents occur even in the best of times and to the most cautious of employees. As a number of employees begin to return to work and employee density around construction sites, high-pace workplaces, and hazardous areas increases, accidents can occur. Therefore, it is important to understand disability and how it relates to workers’ compensation claims.

The Four Categories of Disabilities in Colorado

When dealing with the possibility of lost time or wages due to a workplace injury, it is imperative to remember not all injuries and their resulting disabilities are equal. The State of Colorado Department of Labor and Employment recognizes this and has defined four categories of disability under which injured workers can make claims. They are temporary or permanent, and partial or total disability as explained below:

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Larimer County workplace injury attorney

Every job comes with certain risks, and some occupations can be more dangerous than others. If you suffer a workplace injury in any type of industry, the consequences can be devastating. It is imperative that you seek proper medical attention quickly. However, Colorado has a specific timeline and method that employers and workers must follow regarding the choice of a medical provider. A knowledgeable workers’ compensation attorney can play a key role in this process, as they will be able to help you navigate the law and ensure that you receive the benefits that you deserve.

Selecting a Medical Practitioner

Colorado law dictates that either an employer or his or her workers’ compensation insurance company has the right to choose a designated medical provider. In most cases, a victim of a workplace injury must be given a list of at least four physicians or corporate medical providers to choose from if available. This is to prevent a victim from not having any say in the matter. To ensure that the selections are at least somewhat diverse, one of the doctors on the list must have distinct ownership. This means that an employer cannot just present a list of providers who are under shared ownership and at the same location.

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Hoggatt Law Office, P.C.

970-225-2190 | 1-800-664-3151

123 North College Avenue, Suite 160,
Fort Collins, CO 80524

Greeley
3835 W. 10th Street
Greeley, Colorado 80634 |
970-460-2220
Longmont
353 Main Street, Suite A
Longmont, Colorado 80501 |
720-575-0509
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