People work in order to support themselves and their families. That is why if you are hurt and cannot perform your job, there is a cause for concern. The good news is, if you are injured while at work, you may be eligible for workers' compensation benefits to compensate you for your lost wages and medical bills. If you were hurt at work, you may wonder if you are entitled to benefits, depending on the type of injury. You may also not know how to initiate the process. Here are some answers to frequently asked questions by those who are considering filing for workers' compensation.
What Is Workers’ Compensation?
Most employers throughout the United States are required to carry workers’ compensation insurance that provides coverage in the unfortunate event an employee gets hurt while at work. In these cases, workers' compensation insurance will pay for the full costs of any necessary medical treatment. If an employee cannot return to work due to an injury he or she sustained while on the job, then workers’ comp will pay a percentage of his or her lost wages. In Colorado, some classes of employees, such as real estate agents and federal employees, are not eligible for workers’ compensation benefits.
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