People work in order to support themselves and their families. That is why if you are hurt and cannot perform your job, there is a cause for concern. The good news is, if you are injured while at work, you may be eligible for workers' compensation benefits to compensate you for your lost wages and medical bills. If you were hurt at work, you may wonder if you are entitled to benefits, depending on the type of injury. You may also not know how to initiate the process. Here are some answers to frequently asked questions by those who are considering filing for workers' compensation.   

What Is Workers’ Compensation? 

Most employers throughout the United States are required to carry workers’ compensation insurance that provides coverage in the unfortunate event an employee gets hurt while at work. In these cases, workers' compensation insurance will pay for the full costs of any necessary medical treatment. If an employee cannot return to work due to an injury he or she sustained while on the job, then workers’ comp will pay a percentage of his or her lost wages. In Colorado, some classes of employees, such as real estate agents and federal employees, are not eligible for workers’ compensation benefits. 

Motorcyclists are often cast as irresponsible and reckless individuals due to their choice of transportation. While motorcycles do lack the external protection that cars have, most motorcycle riders care about safety and take the proper precautions while they are on the road. Motorcyclists make up only 3 percent of drivers in Colorado but contribute to 20 percent of fatalities on the same roads. There are factors that a motorcycle driver will not be able to control, and there are times when motorcycle accidents are unavoidable, but following laws and safety recommendations can be the difference between life and death. 

Safety Precautions 

To legally operate a motorcycle in Colorado, a driver must get a motorcycle endorsement on an already valid driver’s license. One of the biggest safety precautions motorcyclists can take is to follow the law. Road rules exist for everyone’s safety, and there are penalties to discourage recklessness. Motorcycles are not allowed to share a lane with a car or drive in between two lanes of traffic. Since car and truck drivers do not expect smaller vehicles to speed past them, doing so can create a dangerous scenario. Two motorcycles can share a lane space and ride parallel, but it is recommended to drive in a single file line. 

Trucks are not inherently dangerous. With the proper driver training and maintenance of the truck, goods can reach their final destinations safely. However, accidents involving trucks can and do happen on many highways across the country. According to the Federal Motor Carrier Safety Administration (FMCSA), 4,889 large trucks and buses were involved in fatal crashes in 2017. Crashes can occur due to many reasons, including driver error, bad weather, traffic, and road conditions. No matter whose fault a truck accident is, the consequences can result in devastating injuries and even fatalities for the truck driver as well as passengers in other vehicles.

Common Causes of Truck Accidents

The legal weight of a semi-truck can be up to 80,000 pounds without an oversize permit. Such massive machines require specific training and maintenance compared to passenger cars. Driver fatigue is often associated with truck accidents. Truck drivers are pressured to complete their routes within specific time frames while being legally required to rest in between shifts. An overly tired person can experience the same impairments to physical and mental coordination as someone who is over the legal limit for alcohol use while operating a vehicle. While this is a common reason why truck accidents happen, other factors include inexperienced or negligent driving, inclement weather, brake failure, tire blowouts, or poor road conditions.

By this time of year, most schools are out of session for summer vacation. For a teenager with a brand-new driver’s license, this newfound freedom is exciting. Operating a car is a privilege and a responsibility that may be overlooked with the long summer nights and lack of supervision. In fact, according to the Centers for Disease Control, car accidents are the leading cause of the deaths of teenagers in the United States.

Colorado Driving Laws for Teenagers

In Colorado, the minimum age for a teenager to have an initial driver’s license is 16 years old. This is only after taking a drivers' education course, having a permit for at least 12 months, and completing a minimum number of hours on the road driving with an adult over the age of 21 who has a valid driver's license. During this time, there are restrictions for new drivers under the age of 18, but a teenager may choose to ignore these rules.

Walking is an easy and inexpensive way to get places, and it provides the added benefit of physical activity. However, a pedestrian may be involved in a collision with a car or truck, and these types of accidents can be incredibly dangerous. In 2017, 5,977 pedestrians were killed throughout the United States as a result of being hit by a vehicle. Although this is down 1.7 percent from the year prior, the large number of pedestrian fatalities and injuries continues to be a serious concern.

In this type of accident, a person on foot is likely to suffer a serious injury or even death. In a car, the driver and passengers have seat belts and airbags, while a pedestrian has no protection. Pedestrians who are hit by a car may experience injuries such as broken bones, head trauma, spinal cord damage, nerve damage, amputated limbs, and lacerations.   

A head injury can be one of the most dangerous and life-altering situations a person can face on the job. In regard to the workplace, most head injuries are the result of a fall. It is more common for physical laborers, such as construction workers, to suffer a fall as a result of working conditions, but it is possible for an office worker to fall and receive a head injury, too. Regardless of the circumstances, a traumatic brain injury can be devastating. If you sustain head trauma at work, you may be entitled to benefits for medical expenses or lost wages. 

Symptoms of Head Injuries

After falling and hitting your head, it is recommended you seek medical attention immediately. This is especially important to ensure that you receive workers’ compensation. A doctor will be able to verify the severity of your injury to report to your employer and workers’ compensation representative. This will allow you to be eligible for benefits such as compensation for medical expenses and lost wages. Head injuries are also not always apparent right after a fall or accident. If the following symptoms appear after you fall, be sure to visit a doctor:

According to the Federal Motor Carrier Safety Administration, the number of accidents involving a large truck or bus increased by 40 percent from 2009 to 2017. An 18-wheeler truck can weigh up to 80,000 pounds and can cause massive destruction in an instant. Driving on the road next to a semi-truck can give anyone anxiety. Knowing what circumstances can lead to a truck accident may make you a more mindful driver. Being knowledgeable about truck accidents may also help you determine if a truck driver or trucking company was liable for your accident.

Contributing Factors

There is more at stake during a truck accident due to the size and weight of trucks versus passenger cars. It takes an experienced truck driver to know how to properly handle safe road conditions, let alone poor weather. When a truck driver or company is at fault for a severe or fatal accident, passenger car occupants are the most vulnerable. Even with a seat belt, the force of a truck and its impact can change a person's life forever. To know your rights after a truck accident, it is important to consider the following factors that contribute to truck accidents:

Car accidents have the potential to cause physical and emotional trauma. Cars are large machines that can reach high speeds, and upon impact, create havoc for the people inside. Physical trauma to the body has the potential to change a person's life, but mental recovery is also critical. Surviving a car crash can lead to mental disorders such as post-traumatic stress disorder (PTSD), anxiety, or depression. 

Severe car accidents often cause an emotional response, but a person facing mental trauma after an accident may feel extreme feelings that do not go away quickly. In fact, they may worsen. In this case, a person may have developed PTSD or another mental illness. PTSD symptoms may include:

With the weather getting warmer, motorcyclists are now able to enjoy the open road once again. Whether used as primary transportation or as a hobby, motorcycles have many benefits as an alternative to a passenger car or bicycle. While motorcyclists are sometimes characterized as reckless thrill seekers, the vast majority are committed to safe riding. 

A motorcyclist is always more exposed to danger on the road than other vehicles. Except for protective gear such as helmets, gloves, and thick jackets, motorcyclists have direct contact with the environment they are driving in. There are no airbags or large physical barriers for protection. Although motorcycles are one of the smallest groups of motorists, motorcycle accidents make up 20 percent of all road fatalities in Colorado. 

When your family member dies as the result of an accident, the accompanying financial ramifications can be devastating and drain any savings you or your deceased family member might have. These include costs related to medical expenses, funeral costs, and lost wages. While accidents do happen, if a death occurs as a result of negligence by another person or party, then you may be able to hold them accountable by filing a wrongful death claim.

Under the Colorado Wrongful Death Act, wrongful death is defined as a death caused by neglect or a wrongful act. If a wrongful death occurs, then the person or party at fault may be held liable for both economic and non-economic damages suffered by the deceased person's family.

Throughout the United States, there are approximately 288,000 people living with some type of permanent spinal cord injury. According to the National Spinal Cord Injury Statistical Center (NSCISC), an average of 17,700 spinal cord injuries occur each year in the U.S. In many of these cases, victims suffer from tetraplegia or paraplegia. 

Complete and Incomplete Spinal Cord Injuries 

Spinal cord injuries come in two types of injury: a complete spinal cord injury, and an incomplete spinal injury. An incomplete spinal injury is an injury to the spine that results in partial damage to the spinal cord. Whether a person suffers a change in mobility depends on the extent of the injury and where the spine was injured. A complete spinal injury is an injury that ultimately results in permanent damage to the affected area. In many of these cases, victims suffer from tetraplegia or paraplegia.

On April 8, a speeding driver hit a pedestrian on Colfax Avenue in Aurora, fatally injuring the pedestrian. Aurora Fire and Rescue rushed the individual to University Hospital, where he was ultimately pronounced dead. Police now believe the driver was intoxicated at the time of the accident. 

Drunk driving continues to be one of the largest traffic safety threats nationwide. Thousands of Americans are fatally injured each year due to the recklessness of inebriated drivers. If you or a loved one were injured in a collision involving a drunk driver, you are likely entitled to substantial injury compensation.  

On March 26, a 51-year-old woman was fatally injured near Lyons when she veered off the road and lost control of her vehicle. After swerving off the right side of the road, the driver over-corrected, which ultimately caused the vehicle to roll over. As the vehicle rolled, the woman, who was not wearing her seatbelt, was ejected from the vehicle. She was pronounced dead when medical personnel arrived on the scene. 

Despite the fact that rollover accidents make up a small percentage of motor vehicle accidents, they are among the most dangerous. If you or a loved one were injured in a rollover crash due to another driver’s negligence, seek experienced legal guidance immediately. 

On March 22, a man in a wheelchair was fatally injured when he was struck by a motor vehicle in Pueblo. The accident occurred when the 55-year old man attempted to cross at the intersection of Highway 50 and Club Manor Drive. As police continue to investigate the exact cause of the accident, it is clear pedestrian collisions are an issue across the country. 

If you or a member of your family are injured after being struck by a motor vehicle, reckless or negligent actions by the driver may be to blame, and you should seek legal assistance immediately. 

While temperatures are beginning to rise, and Coloradans are gearing up for spring, hazardous weather is not gone yet. On March 14, drivers throughout the state were reminded of that when a winter storm brought blizzard conditions. Unfortunately, the impact was disastrous, as what initially began as a collision involving six vehicles on I-25 resulted in a pileup of 100 automobiles. The accident, which occurred near Wellington, left hundreds of passengers stranded on the interstate for hours. 

As temperatures dropped, and gusts of wind became more severe, those stranded were fearful for their lives. If your family is involved in a car accident during winter months, the failure to prepare can be a life-threatening omission. 

According to a recent study conducted by the University of Chicago and Rice University, traffic fatalities are on the rise throughout the United States. The study states fatal collisions have risen consistently since 2011, and it cites an increase in rideshare use as the primary reason.

A rideshare program is a network arranged by a website or phone app in which passengers travel to a destination in a private automobile and compensate the driver of the vehicle. Uber and Lyft are the best-known rideshare apps in the U.S.

Workers’ compensation claims involve many types of workplace injuries, including falls and motor vehicle collisions. Some of the most traumatizing work injuries come in the form of severe burns. 

According to the Centers for Disease Control and Prevention (CDC), an estimated 486,000 Americans were hospitalized due to serious burns in 2016, and here in the state of Colorado, burn injuries are not uncommon for workers in the construction and oil and gas industries. If you or a loved one suffered a burn injury while at work, it is time to seek experienced legal representation to ensure your rights are protected.

On February 14, a woman was fatally injured in a motor vehicle collision on Interstate 70. The crash occurred outside of Glenwood Springs, and when law enforcement arrived at the scene, the vehicle that caused the fatality had fled. The woman killed was a pedestrian and was found fatally injured on the roadway when emergency personnel arrived. 

According to a recent study conducted by the AAA Foundation for Traffic Safety, approximately 65 percent of people killed in hit-and-run collisions are either pedestrians or bicyclists. In the aftermath of a hit-and-run collision, it is important to know how to react. If you or a loved one are involved in a motor vehicle collision, seek experienced legal help as soon as possible. 

In 2017, a 52-year-old man was struck by two cars as he rode his bicycle through an intersection in Sloan Lake. The cyclist was initially struck by a driver who failed to notice the bicyclist as they turned left in the intersection. The first collision knocked the rider off his bicycle, and a second vehicle ran over the victim as he laid on the ground, dragging him a number of feet on the road. The man suffered severe spinal injuries and now has paralysis in his arms and legs. 

Just over a year later, the man was awarded $52 million in one of the largest civil victories in Colorado’s history. For bicyclists throughout the state, the jury’s decision was an encouraging step toward helping those injured in bicycle accidents due to driver negligence. Still, insurance companies try to fight against providing injured bicyclists the full compensation they deserve. If you or a loved one are injured in a bicycle accident, seek skilled legal assistance immediately. 

According to studies conducted by the U.S. Bureau of Labor Statistics, approximately 2.8 million American workers were injured on the job in 2017. For employees in the oil and gas industry, injury risks are constantly present. From working on oil rigs to transferring hazardous materials, fossil fuel workers are among the most commonly injured in the U.S. Unfortunately, many oil and gas companies aggressively fight against compensation for employees who suffer on-the-job injuries.

Common Oil and Gas Industry Injuries 

Working in the oil and gas industry comes with greater risks than most occupations. From oil rig fires and explosions to platform construction accidents, workers face a heightened risk of injury on a daily basis. Many oil and gas workers are tasked with driving potentially explosive cargo on their site and to other work sites. More than 300 fossil fuel workers have died in transportation accidents over the past decade. 

Oil and gas companies use heavy equipment in their day-to-day operations. The use of equipment such as derricks and drillers can result in serious injuries. Other workers face long-term medical complications due to exposure to noxious chemicals. Chemical exposure has been linked to leukemia, brain trauma, and paralysis.