How Much Is a Serious Truck Accident Case Worth in Colorado?

 Posted on February 03, 2026 in Truck Accident

Serious truck accidents are a real and ongoing concern on Colorado roads. During the first half of 2025 alone, there were 1,188 crashes involving commercial vehicles in Colorado, according to statewide traffic reporting. Many of these crashes caused serious injuries that changed lives in an instant.

As of 2026, there is no set dollar amount for a truck accident case. Every claim is evaluated based on how the crash affected the injured person and what losses can be proven. If you are facing this situation, a Fort Collins, CO truck accident lawyer can help you understand what your case may be worth and what goes into that calculation.

How Do Injuries Affect Case Value for a Truck Accident in Colorado?

Injuries play a major role in determining what a case is worth. Serious truck accidents often cause head injuries, spinal injuries, broken bones, or internal damage.

More serious injuries usually lead to higher compensation because they require longer treatment and may affect a person for years. Even injuries that seem manageable at first can become more serious over time, which is why careful medical evaluation matters.

Does Fault Matter in Colorado Truck Accident Cases?

Colorado uses a modified comparative fault rule. This means fault is closely examined in every truck accident case.

If a person is found to be 50 percent or more at fault, they cannot recover compensation. If they are less than 50 percent at fault, any recovery is reduced by their share of responsibility. Trucking companies often argue that the injured driver caused the crash, which can lower the value of a claim if not challenged.

What Types of Damages Are Available in a Serious Truck Accident Case?

People injured in serious truck accidents may be able to recover compensation for both financial losses and personal harm. These damages are meant to reflect how the crash affected the injured person’s health, income, and daily life.

In Colorado, there are legal limits on certain types of damages. Under Colo. Rev. Stat. § 13-21-102.5, non-economic damages such as pain and suffering are capped in most personal injury cases, including truck accident claims, although higher limits may apply in severe cases.

Common damages in a serious truck accident case may include:

• Medical expenses and future treatment costs

• Lost wages and reduced earning capacity

• Pain and suffering

Because damage caps and exceptions can affect the final value of a case, it is important to understand how Colorado law applies before assuming what a claim may be worth.

Why Are Truck Accident Cases More Complicated Than Car Accidents?

Truck accident cases are often more complex because more parties may be involved. Liability may extend beyond the driver to the trucking company, maintenance providers, or others responsible for safety.

Commercial trucks are also subject to strict safety rules. Violations of these rules can affect fault and increase the value of a case, but proving them requires careful investigation.

How Long Does It Take To Know What a Truck Accident Case Is Worth?

The full value of a serious truck accident case is rarely clear right away. Doctors often need time to understand how injuries will affect a person long-term.

Settling too early can leave injured people without enough compensation for future care. Waiting until injuries are fully understood helps ensure the case value reflects the true impact of the crash.

How Can a Lawyer Help With a Serious Truck Accident Case?

A truck accident lawyer helps gather evidence, review medical records, and push back against insurance companies that often try to settle for less than a case is worth. This work helps ensure that all losses are properly documented and considered.

Legal guidance is especially important in serious injury cases where the financial and personal stakes are high.

Schedule a Free Consultation With Our Larimer County, CO Truck Accident Attorney

At Hoggatt Law Office, P.C., we help people who have been seriously injured in truck accidents understand their legal options and protect their rights. Attorney Hoggatt is a member of the Colorado Trial Lawyers Association and the Workers' Compensation Education Association, bringing strong trial-focused knowledge and real-world experience to each case. That background matters when trucking companies and insurers work hard to limit responsibility.

If you were injured in a serious truck accident and need clear answers, call 970-225-2190 to schedule a free consultation with a Fort Collins, CO truck accident lawyer today. Se Habla Español.