123 North College Avenue, Suite 160, Fort Collins, CO 80524
4 Convenient Locations:Ft.Collins | Greeley | Longmont | Boulder
Hoggatt Law Office, P.C.

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970-225-2190 | 
1-800-664-3151

Larimer County auto accident attorney

Colorado’s relatively new Made Whole Doctrine serves to protect you from losing all or a significant amount of your liability claim benefits to an insurance company. It is important to understand how this law works so that you know you are getting the compensation that you deserve if you have suffered a personal injury due to another party’s negligence. Even though this law is designed to protect you, you still must work with a qualified personal injury attorney to pursue compensation in court and ensure that insurance companies are not violating any part of the Made Whole Doctrine.

Compensation Before the Made Whole Doctrine

Before the Colorado legislature amended state insurance laws to include the Made Whole Doctrine, health insurance companies or medical providers were allowed to subrogate (substitute themselves as the primary recipient of your personal injury claim) to guarantee that their costs were covered in full before you, the insured, received any compensation. As you could imagine, this caused a lot of problems. For example, if you were involved in a car accident and accrued medical bills that totaled $150,000, but you only received $100,000 in compensation from an at-fault driver's insurance policy or a personal injury lawsuit, the health insurance company could take the entire amount of compensation you received, and you would still be at a loss. Since the goal of compensating an injured party for his or her losses should not harm him or her financially, the Made Whole Doctrine needed to be implemented. 

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Larimer County motorcycle accident injury attorney

Operating a motorcycle in any state requires a certain level of responsibility, and this can often exceed the level of care needed to safely drive a passenger or commercial vehicle. Motorcyclists should be sure to follow all state laws. These laws are in place to help keep motorcyclists and their passengers safe and to reduce the number of motorcycle accidents. Many of these regulations might seem like common sense, but it is important for motorcyclists to be aware of considerations that do not necessarily apply to car drivers. It is imperative that you familiarize yourself with laws and safety procedures before you hit the open road, and this can help you prevent crashes and serious injuries.

Colorado Motorcycle Laws

Even if you already consider yourself a cautious motorcyclist, it is best to fully understand the laws that you must follow. You should bear the following three categories in mind:

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Larimer County car accident attorney

While many people believe that pedestrians always have the right of way when crossing the street, the truth is that pedestrians are not infallible. They can make mistakes just like drivers do, and this probably occurs more often than you might think. In fact, many pedestrian accidents and pedestrian deaths in Colorado over the last few years have been clear cases that illustrate the pedestrian was at fault. In other cases, the collision may involve a combination of fault by both the driver (or drivers) and the pedestrian. Below are some circumstances in which a motorist may not be at fault, and a pedestrian may be liable for any damages and injuries.

When the Driver Is Not at Fault

Pedestrians might believe that if they are hit by a car, it will almost always be the driver’s fault. However, a driver may not be at fault if all of the following can be proven in court:

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Larimer County motorcycle accident attorney

We hear about motorcycle accidents all of the time, and unfortunately, newsworthy reports about them usually mean there was a fatality. Because motorcycles offer little external protection for cyclists, motorcycle riders are often the ones killed or seriously injured when they are involved in a collision. Despite the stereotype of motorcyclists being reckless and irresponsible, most are passionate about safety. There are many other things that can cause a motorcycle crash, and they are often not the fault of the motorcyclist. 

Reasons for Colorado Motorcycle Accidents

Helmets are not required by law for motorcycle riders 18 years and older, but they can often prevent significant brain trauma. However, even when motorcyclists take precautions such as wearing safety gear, it may not be enough to prevent a serious injury. The Colorado Department of Transportation reported a rise in motorcycle rider deaths in 2018. In fact, motorcycle rider deaths have increased overall 30 percent between 2012 and 2018. 

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Larimer County trucking accident attorney

Many motorists take extra caution when driving around trucks on our country’s highways. Colorado citizens and truck drivers alike can make mistakes while on the road that can cause an accident. Although they are not often a part of a physical aspect of a crash, truck driving companies may be responsible for collisions, too. Regardless of the cause of a truck accident, if a truck driver or a trucking company is found to be negligent, they should be held responsible for any damages and suffering inflicted on other drivers, passengers, or pedestrians. Below are some of the ways a trucking business may be held liable for personal injuries sustained in a truck collision. 

Liability for Truck Accidents

When a truck collides with other vehicles, the occupants of those vehicles are much more likely to be injured than the truck driver. In 2018, semi-truck accidents in the United States resulted in the deaths of 678 truck drivers or occupants, but they led to the deaths of 2,786 passenger vehicle occupants. Because of the size and height of truck cabins compared to other automobiles, a truck driver is less likely to suffer fatal injuries when involved in an accident with a passenger car. 

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Hoggatt Law Office, P.C.

970-225-2190 | 1-800-664-3151

123 North College Avenue, Suite 160,
Fort Collins, CO 80524

Greeley
3835 W. 10th Street
Greeley, Colorado 80634 |
970-460-2220
Longmont
353 Main Street, Suite A
Longmont, Colorado 80501 |
720-575-0509
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